Payment operations, automated

Your payment ops team never clocks out

Paywarden is an AI agent that autonomously manages disputes, fraud review, reconciliation, and revenue recovery. It works 24/7 so your payment team can focus on what matters.

337M
Chargebacks projected in 2026
$4.60
Lost per $1 of fraud
80%
Of chargebacks are friendly fraud
The problem

Payment ops at scale is a human bottleneck

Disputes pile up

Every chargeback has a deadline. Miss it and you lose automatically. At volume, human teams can't keep up with evidence collection and submission windows.

🔎

Fraud queues grow

Manual fraud review is slow, inconsistent, and expensive. Analysts apply different standards. Suspicious transactions sit in queues while money moves.

📈

Reconciliation drifts

Cross-processor reconciliation with multiple currencies, fee structures, and settlement timelines creates gaps that only surface months later.

💰

Revenue leaks silently

Failed payments, billing errors, and unclaimed refunds add up. Most companies don't know what they're losing until they audit, and most never audit.

How Paywarden works

An AI employee, not another dashboard

1

Connect your payment stack

Stripe, Adyen, Braintree, Shopify Payments, or any processor. Paywarden integrates with your existing infrastructure in minutes.

2

Paywarden starts watching

Continuous monitoring of every transaction, dispute, and settlement. It learns your patterns, your customers, and your risk profile.

3

It handles everything

Disputes are fought with auto-collected evidence. Failed payments are retried intelligently. Fraud is flagged and escalated. Reconciliation runs continuously. Revenue leaks are found and plugged.

4

You get the report

Daily briefings on disputes won, revenue recovered, anomalies detected, and actions taken. You stay informed without doing the work.

What Paywarden handles

Full-stack payment operations

Dispute Management

Automatically collects evidence, builds representment packages, and submits responses before deadlines. Tracks outcomes and learns from results.

✓ Autonomous
🛡

Fraud Review

Reviews flagged transactions with consistent criteria. Approves clear cases, escalates edge cases, and blocks obvious fraud. No queue backlogs.

✓ Autonomous

Reconciliation

Matches transactions across processors, currencies, and settlement timelines. Flags discrepancies in real-time instead of quarterly audits.

✓ Continuous

Revenue Recovery

Identifies failed payments, billing errors, and unclaimed credits. Automatically retries, adjusts, and recovers lost revenue 24/7.

✓ Always-on

Payment ops shouldn't need a team. It needs a warden.

Paywarden is building toward a world where payment operations run themselves, every dispute is fought, every dollar is recovered, and every transaction is accounted for, without human bottlenecks.